Terms & Conditions
Welcome to Vrozart Finance. By accessing or using our website, platform or services, you agree to these Terms & Conditions.
1. Our Services
Vrozart Finance facilitates access to financial products offered by banks, NBFCs and other lending institutions, including:
- Home Loans
- Personal Loans
- Business Loans
- Loan Against Property
- Working Capital & Cash Credit
- Other credit products
Our services may include application assistance, document collection, KYC support, credit assessment and application tracking.
2. Loan Approval
Vrozart Finance is a facilitator and does not guarantee loan approval or disbursement. The final decision regarding loan amount, interest rate, tenure, security and other terms is made independently by the respective Lending Partner based on its policies and eligibility criteria.
3. Customer Information
Customers must provide accurate, complete and genuine information and documents. Vrozart Finance may verify the information provided and may discontinue applications containing incorrect, incomplete or fraudulent information.
4. CAM & Credit Assessment
Vrozart Finance may prepare a Credit Appraisal Memorandum (CAM) based on the information provided by the customer.
Any assessment or CAM score is indicative only and does not constitute a loan sanction or guarantee.
5. Data & Documents
Customer information and documents may be shared with relevant Lending Partners and authorised service providers for legitimate purposes related to the loan application, subject to applicable consent and laws.
Reasonable security measures are used to protect customer information.
6. Fees & Charges
Any applicable Vrozart Finance service or facilitation fees will be communicated to the customer in advance.
Bank/NBFC charges, interest rates and other loan terms are determined by the respective Lending Partner.
7. Technology & AI
Vrozart Finance may use technology, automation and AI for document processing, analysis, verification and customer support. Such technology supports the process and does not replace the Lending Partner’s final credit decision.
8. Customer Responsibilities
Customers are responsible for:
- Providing genuine information and documents
- Completing required KYC and verification
- Keeping login credentials and OTPs secure
- Informing us of unauthorised activity
- Complying with applicable laws
9. Changes to Terms
Vrozart Finance may update these Terms & Conditions from time to time. The latest version will be published on this Platform.
10. Governing Law
These Terms are governed by the laws of India. Any disputes shall be subject to applicable jurisdiction.
Contact Us
We do not knowingly transfer personal data outside India. If required in the future, such transfers will comply with applicable laws and safeguards.
Vrozart Finance
Delta Rise, 6th Floor,
Sector 74, Phase 8B, Mohali,
Punjab – 160055 Phone: +91 81467 00895
Email: in**@************ce.com
Website: vrozartfinance.com
Delta Rise, 6th Floor,
Sector 74, Phase 8B, Mohali,
Punjab – 160055 Phone: +91 81467 00895
Email: in**@************ce.com
Website: vrozartfinance.com